Thinking about investing in a property for the buy to let market?
Need some expert advice?
Whether you want to buy a property for your child who is off to university, or perhaps you no longer need to live in your current property but want to rent it out?
Or maybe you’re building a property portfolio or looking for a second home?
We’ll make sure you get the right BTL mortgage that will meet your specific needs.
Plus, we’ll ensure your finances are up to scratch, in order to meet the complex lending criteria.
Despite the recent changes in tax and Stamp Duty legislation (a 3% surcharge on a BTL or second home), the property market is still one of the best additional sources of income in the UK.
Your investment will be subject to slightly higher rates of interest, higher lending fees and require a more substantial deposit than on a typical mortgage (usually 20-25% and above).
So this really is a decision you need to go into with your eyes wide open & accurate facts to hand.
While you certainly need more than a small acorn to invest into a second home or BTL these days, with the right financial checks, advice and arrangement- you should still see a mighty oak grow.
Excellent service from start to finish, highly recommend this amazing company to any of my friends or family. We were impressed with the welcoming team members and professionalism at every stage.
So responsive, helpful and patient. Amazing service and much appreciated especially during the current situation.
Tracy was especially great with keeping me up to date and responding to me quickly if ever needed.
We have been given excellent financial advice over a number of years with Clayton Hulme Partnership. They are the best in the area and I would certainly recommend them to all my family and friends. They are professional in their approach and get things done very quickly. Friendly customer service with a smile and all the staff are able to assist you at anytime, regardless of the problems.
It was all a fantastic service as we always get from yourselves. Penny explained everything to us, was a great help, and did it all for us. I could not recommend your company highly enough. What impressed us the most was that at a time like we are all going through, how smoothly and successfully it all went. To be honest, nothing can be improved.
Always very good, friendly and prompt service. Communication very clear. Honest and balanced too. Continues to provide excellent, balanced and sound advice. They provide a very good overview of our financial issues and Chris is brilliant at suggesting solutions.
Tracy has secured a mortgage offer from the TSB bank today after a painstaking application with regard to the lender, they didn’t make it easy for us or Tracy. I am going to be brutally honest … I must say Tracy has been absolutely fantastic, a credit to your business, she has been so informative, made calls and took call out of hours and really went well above and beyond the call of duty. I just want to say thank you for the excellent customer service I have received during the application process. Superb, a business I would highly recommend in the future.
Great people to deal with, very helpful and considerate of our requirements. I can’t think of anything to improve, I was very happy with the service provided, willingness to help, the clarity of explanation of our choices and understanding of our requirements.